Sacco Management System (AXON)


Empowering efficiency, Growth and Excellence of Your Sacco

AXON Sacco Management System is a real-time integrated Sacco and Microfinance Management System with a number of modules that provide users with smart, effortless functionalities to manage all activities of front office and back-office with ease and confidence.

From loans management, dividends, savings and shares management, customer and bank management, AXON is the best system for Any Sacco business.

Discover the Robust Features of Our Advanced Sacco Management System!

  1. Savings and Investments
    Monitor member savings, deposits, and investments effortlessly. AXON’s intuitive interface lets you track individual and group contributions, dividends, and interest calculations.
  2. Online Member Portal
    Enhance member engagement with AXON’s secure online portal. Members can access their accounts, apply for loans, make transactions, and view statements from the comfort of their homes.
  3. Risk Management
    Mitigate risks effectively with AXON’s risk management tools. Monitor delinquent accounts, set up credit scoring models, and implement preventive measures to ensure a healthy loan portfolio.
  4. Multi-Branch Support
    If your Sacco operates across multiple branches, AXON offers centralized control and real-time synchronization of data, ensuring consistency and accuracy.
  5. Security and Compliance
    Protect sensitive member data with state-of-the-art security features. AXON is designed to meet industry standards, ensuring compliance with data protection regulations.

Elevate Your Sacco’s Potential With Our Sacco Management System!

Streamline operations with automated processes, reducing manual workload and human errors.

  1. Member Satisfaction
    Offer members convenient access to their accounts and services, improving overall satisfaction.
  2. Growth
    Make informed decisions based on real-time data and insights, enabling strategic growth planning.
  3. Accuracy
    Reduce data discrepancies with a single, centralized system that ensures consistent information across all branches.
  4. Cost Savings
    Minimize operational costs by eliminating redundant processes and optimizing resource allocation.
Automation of banking processes

AXON Key Modules

  1. Administration module
    This module allows the SACCO to perform the following activities:

    1. Create users of the system
    2. Assign different users different rights
    3. Run batch processes
    4. Manage password administration
    5. Design and customize their menus
    6. Define Sacco’s operating parameters and set up their product management (the account creation i.e., share deposit, share capital, and also the loan account types), among other operations.
  2. Mobile Banking Module
    Sacco members can access their MPA accounts, and carry out the various banking, and value-added transactions through their mobile phones.The mobile suite includes a mobile banking application, as well as an interface for the customer and the Sacco.The solution is accessible through three interfaces:

    1. Web interface
      Available to Sacco staff and is used for customer registration and account management.
    2. USSD interface (Unstructured supplementary services Data)
      Available to the institution’s customers, and forms the interface through which customers access the bank’s mobile banking services.
    3. Android interface
      This is a mobile-based graphical user interface available to their bank customers who have mobile phones running on the Android Operating system.
  3. Member management module
    AXON simplifies member data management, allowing you to efficiently store, update, and retrieve member information. From personal details to account history, access member data at your fingertips.Main sub-menus in the Member Management Menu:

    1. Membership application
    2. Membership admission
    3. Member withdrawal processing and approval
    4. Member rejoining
    5. Member reports
  4. Finance management module
    Gain clear insights into your Sacco’s financial health. AXON’s integrated accounting system automates transactions, tracks income and expenses, and generates detailed financial reports.

    1. Payments and receipts
    2. Asset management
    3. Dividend management
    4. Petty cash management.
    5. Inventory Management.
  5. Credit management module
    Streamline loan processes with AXON’s robust credit management module. From application to approval and disbursement, the system automates workflows, reducing processing times and improving accuracy.

    1. Loan Application
    2. Loan appraisal
    3. Loan approval
    4. Loan disbursement partial and full disbursements
    5. Loan Guarantors
    6. Collateral
    7. Credit reports – loan listings, repayment schedules, loan statements
  6. FOSA
    1. Customer relations management,
    2. Account creation and management
    3. Teller operations – till transactions – deposits and withdrawals from customer accounts


Customize your existing reports to fit your specific formats and develop more as per user requirements.

  • All financial and analytical reports, including SASRA regulatory reports.

Experience the power of AXON

With a proven track record in the Sacco industry, AXON brings innovation and efficiency to your Sacco. Our team of experts ensures smooth implementation and continuous support, guaranteeing you a hassle-free experience.

Elevate your Sacco’s management practices, enhance member services, and achieve sustainable growth.

Schedule a personalized demo now and witness the transformation firsthand!